Comments on: Money Matters: Organizing Your Budget with the Envelope System

By: 23 Basic Budgeting Resources

23 Basic Budgeting Resources — Wed, 15 Jul 2009 12:39:31 +0000

[...] Money Matters: Organizing Your Budget with the Envelope System @Organizing Your Way [...]

By: Vanessa

Vanessa — Sun, 05 Jul 2009 22:50:33 +0000

This will definately be something I'll be doing once we are back from vacation! Vanessa’s last blog post...Remembering Our Fallen Heroes: Master Cpl. Charles-Philippe Michaud

By: Organizing Your Way | Money Matters: Organizing Your Budget with … | Jack's Money Saving Blog

Sun, 05 Jul 2009 14:05:15 +0000

[...] post: Organizing Your Way | Money Matters: Organizing Your Budget with … Share and [...]

By: The Frugal Find, featured on Cha-Ching on a Shoestring!

The Frugal Find, featured on Cha-Ching on a Shoestring! — Wed, 01 Jul 2009 20:25:28 +0000

[...] You can see that article HERE. [...]

By: Julia @ The Frugal Find

Julia @ The Frugal Find — Tue, 30 Jun 2009 20:12:46 +0000

Thanks for featuring me Mandi! Karen, you're SO right about not being able to convince anyone that the envelope system does in fact work, they just have to try it. Same thing goes for "couponing", I tell people till I'm blue in the face how much money I save, but it isn'tuntil they try it themselves. Julia @ The Frugal Find’s last blog post...New $3.00 Huggies Pull Ups Coupon

By: Craig

Craig — Tue, 30 Jun 2009 16:11:42 +0000

Full Disclosure: BudgetPulse.com is a great free online resource for users trying to establish their budget and get on track with their personal finances. The envelope system is great but can be great and can be incorporated with our personal budgeting software. Mint and other tools syncs personal account information, we do not, reducing all security threats. Our users manually input transaction or can import financial bank statements allowing them to have a more hands on budgeting experience. If anyone has any questions, please feel free to contact me.

Craig Kessler
Marketing Director at BudgetPulse
craig@budgetpulse.com

By: Wendy

Wendy — Tue, 30 Jun 2009 15:24:37 +0000

What a reminder! I can remember my Mom doing this back in the day. I won't say what day that will give away my age! This is so simple, but can I be trusted with all that cash?? Wendy’s last blog post...Reflections in the Mirror

By: Angie @ The Creative Mama

Angie @ The Creative Mama — Tue, 30 Jun 2009 14:02:35 +0000

We are an enveloping family here! We've gone off and returned, realizing it is simply the best way for us to go. We don't own and haven't used credit cards in over 6 years - great feeling! Angie @ The Creative Mama’s last blog post...The Two-Piece Suit.

By: Karen

Karen — Tue, 30 Jun 2009 13:09:23 +0000

Funny. I was just making dh's list of what cash to get at the bank. We've used the envelope system for 2 years now and it has made a world of difference in our budgeting! (We are following Dave Ramsey's Total Money Makeover/ Financial Peace University and are paying off old credit card debt. We no longer use credit. If we don't have the money- we don't buy it. Ever.) My suggestion is to keep the envelopes to a minimum initially. If you start with 15 envelopes, it is difficult to accurately budget and takes a lot of initial cash to implement. We started with grocery and our spending (blow) money. After a month or so, we added haircuts, guitar lessons, and water (we haul our own). Now, we have them for clothing, car repair, home repair, and special occasions (fireworks, the county fair, etc...) We keep the envelopes not being used (car repair and such) in our home safe so the money is readily available if we need it but not so available it could be misplaced. You simply cannot convince someone how much money they'll save spending cash, instead of DEBIT (not to mention CREDIT) at the grocery store, until they try it! It is a different mindset than our culture holds but it works and you will save money!!! Karen’s last blog post...Happy Birthday Cael!!!

By: PS~Erin

PS~Erin — Tue, 30 Jun 2009 12:29:24 +0000

We use the envelope system for all of our food. It works wonders in keeping track and everything in check. Our biggest problem is getting to the bank for the withdrawal. If we can remember that, then we are golden. We are considering doing this for our personal $ (ie: for me, clothes money and for hubby, bike budget) too, whenever that's back in the budget. Great tips! PS~Erin’s last blog post...Love this Jewelry and she's giving some away!